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Real Estate Tips

Financing Your Home >Financing Contingencies

Standard real estate purchase agreements usually contain language that releases the purchaser from an agreement if they are unable to get financing within a specified period of time. This contingency includes a full return of the earnest money deposit. If you are buying a home, you should read the financing clause carefully and be sure that you fully understand the terms of the agreement.

You are usually required to apply for your loan promptly and to comply with requests from the lender for any documentation needed to complete the loan application. The contract will also set a time limit by which you must have loan approval. If your lender cannot meet the financing deadline and needs additional time to complete the loan, you must ask the sellers for a written extension.

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Real Estate Trivia

Q 
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?

A 
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists.
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Marc Scheinberg, REALTORŪ, real estate agent and broker for Memphis, Bartlett, Lakeland and Germantown, Tennessee home listings, property and land for sale

Marc Scheinberg
Keller Williams Realty

1255 Lynnfield Rd
Memphis, TN 38119
901-261-7959
marcscheinberg@BestImageAgent.com

CRS ABR MLS REALTOR Equal Housing


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